*,
   *::before,
   *::after {
       box-sizing: border-box;
       margin: 0;
       padding: 0;
   }

   :root {
       --cream: #f4f4fb;
       --cream-dark: #ebebeb;
       --bark: #3b559e;
       --bark-dark: #3b559e;
       --bark-deep: #00093A;
       --sage: #6B7B5E;
       --sage-light: #C8D4BC;
       --warm-white: #FDFAF5;
       --charcoal: #2C2418;
       --muted: #e9e4de;
       --gold: #C49A4A;
       --gold-light: #F0E0B4;
       --border: rgba(139, 111, 78, 0.2);
   }

   html {
       scroll-behavior: smooth;
   }

   body {
       font-family: 'DM Sans', sans-serif;
       background-color: var(--cream);
       color: var(--charcoal);
       line-height: 1.6;
       overflow-x: hidden;
   }

   /* NAV */
   nav {
       position: fixed;
       top: 0;
       left: 0;
       right: 0;
       z-index: 100;
       background: rgba(247, 242, 234, 0.95);
       backdrop-filter: blur(8px);
       border-bottom: 1px solid var(--border);
       padding: 18px 5%;
       display: flex;
       align-items: center;
       justify-content: space-between;
   }

   .nav-logo {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.25rem;
       font-weight: 600;
       color: var(--bark-deep);
       letter-spacing: 0.02em;
   }

   .nav-logo span {
       color: var(--gold);
   }

   .nav-badge {
       font-size: 0.72rem;
       letter-spacing: 0.1em;
       text-transform: uppercase;
       color: var(--bark-deep);
       font-weight: 500;
   }

   .nav-cta {
       background: var(--bark);
       color: var(--warm-white);
       border: none;
       border-radius: 40px;
       padding: 10px 24px;
       font-family: 'DM Sans', sans-serif;
       font-size: 0.85rem;
       font-weight: 500;
       cursor: pointer;
       text-decoration: none;
       transition: background 0.2s;
   }

   .nav-cta:hover {
       background: var(--bark-dark);
   }

   /* HERO */
   .hero {
       min-height: 100vh;
       background: linear-gradient(rgba(12, 12, 12, 0.7), rgba(134, 140, 169, 0.8)),
           url('asset/Hero_image.png') no-repeat center center/cover;
       display: grid;
       grid-template-columns: 1fr 1fr;
       align-items: center;
       gap: 0;
       padding: 120px 5% 80px;
       position: relative;
       overflow: hidden;
   }

   .hero::before {
       content: '';
       position: absolute;
       top: -80px;
       right: -80px;
       width: 500px;
       height: 500px;
       background: radial-gradient(circle, var(--gold-light) 0%, transparent 70%);
       opacity: 0.5;
       border-radius: 50%;
   }

   .hero-text {
       position: relative;
       z-index: 1;
   }

   .hero-eyebrow {
       display: inline-flex;
       align-items: center;
       gap: 8px;
       background: var(--gold-light);
       color: var(--bark-dark);
       font-size: 0.78rem;
       font-weight: 500;
       letter-spacing: 0.08em;
       text-transform: uppercase;
       padding: 6px 16px;
       border-radius: 40px;
       margin-bottom: 28px;
   }

   .hero-eyebrow::before {
       content: '';
       width: 6px;
       height: 6px;
       background: var(--gold);
       border-radius: 50%;
   }

   .hero h1 {
       font-family: 'Cormorant Garamond', serif;
       font-size: clamp(2.8rem, 5vw, 4.2rem);
       font-weight: 600;
       line-height: 1.1;
       color: var(--bark-deep);
       margin-bottom: 24px;
   }

   .hero h1 em {
       font-style: italic;
       color: var(--gold);
   }

   .hero-sub {
       font-size: 1.05rem;
       color: var(--muted);
       max-width: 480px;
       margin-bottom: 36px;
       line-height: 1.7;
       font-weight: 300;
   }

   .hero-actions {
       display: flex;
       gap: 16px;
       flex-wrap: wrap;
       align-items: center;
   }

   .btn-primary {
       background: var(--bark);
       color: var(--warm-white);
       padding: 16px 36px;
       border-radius: 50px;
       font-family: 'DM Sans', sans-serif;
       font-size: 0.95rem;
       font-weight: 500;
       border: none;
       cursor: pointer;
       text-decoration: none;
       transition: all 0.2s;
       display: inline-block;
   }

   .btn-primary:hover {
       background: var(--bark-dark);
       transform: translateY(-1px);
   }

   .btn-ghost {
       color: var(--muted);
       font-size: 0.9rem;
       font-weight: 500;
       text-decoration: none;
       border-bottom: 1px solid var(--muted);
       padding-bottom: 2px;
       transition: color 0.2s;
   }

   .btn-ghost:hover {
       color: var(--bark-dark);
   }

   .hero-stats {
       display: flex;
       gap: 40px;
       margin-top: 52px;
       padding-top: 40px;
       border-top: 1px solid var(--border);
   }

   .stat-num {
       font-family: 'Cormorant Garamond', serif;
       font-size: 2rem;
       font-weight: 600;
       color: var(--bark-deep);
   }

   .stat-label {
       font-size: 0.78rem;
       color: var(--muted);
       font-weight: 400;
       margin-top: 2px;
   }

   /* HERO FORM CARD */
   .hero-form-card {
       background: var(--warm-white);
       border: 1px solid var(--border);
       border-radius: 24px;
       padding: 40px 36px;
       max-width: 420px;
       margin-left: auto;
       box-shadow: 0 20px 60px rgba(74, 53, 32, 0.08);
       position: relative;
       z-index: 1;
   }

   .form-card-title {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.5rem;
       font-weight: 600;
       color: var(--bark-deep);
       margin-bottom: 6px;
   }

   .form-card-sub {
       font-size: 0.85rem;
       color: var(--muted);
       margin-bottom: 28px;
       font-weight: 300;
   }

   .form-group {
       margin-bottom: 16px;
   }

   .form-group label {
       display: block;
       font-size: 0.8rem;
       font-weight: 500;
       color: var(--bark-dark);
       margin-bottom: 6px;
       letter-spacing: 0.02em;
   }

   .form-group input,
   .form-group select {
       width: 100%;
       padding: 12px 16px;
       border: 1.5px solid var(--border);
       border-radius: 12px;
       background: var(--cream);
       font-family: 'DM Sans', sans-serif;
       font-size: 0.9rem;
       color: var(--charcoal);
       transition: border-color 0.2s, background 0.2s;
       appearance: none;
       outline: none;
   }

   .form-group input:focus,
   .form-group select:focus {
       border-color: var(--bark);
       background: var(--warm-white);
   }

   .form-row {
       display: grid;
       grid-template-columns: 1fr 1fr;
       gap: 12px;
   }

   .submit-btn {
       width: 100%;
       padding: 15px;
       background: var(--bark);
       color: var(--warm-white);
       border: none;
       border-radius: 50px;
       font-family: 'DM Sans', sans-serif;
       font-size: 0.95rem;
       font-weight: 500;
       cursor: pointer;
       margin-top: 8px;
       transition: background 0.2s, transform 0.15s;
   }

   .submit-btn:hover {
       background: var(--bark-dark);
       transform: translateY(-1px);
   }

   .form-trust {
       text-align: center;
       font-size: 0.75rem;
       color: var(--muted);
       margin-top: 14px;
   }

   .form-trust strong {
       color: var(--sage);
   }

   /* SUCCESS MESSAGE */
   .success-msg {
       display: none;
       text-align: center;
       padding: 20px 0;
   }

   .success-icon {
       width: 56px;
       height: 56px;
       background: var(--sage-light);
       border-radius: 50%;
       display: flex;
       align-items: center;
       justify-content: center;
       margin: 0 auto 16px;
       font-size: 1.5rem;
   }

   .success-msg h3 {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.4rem;
       color: var(--bark-deep);
       margin-bottom: 8px;
   }

   .success-msg p {
       font-size: 0.88rem;
       color: var(--muted);
   }

   /* WHY SECTION */
   .section {
       padding: 100px 5%;
   }

   .section-label {
       font-size: 0.75rem;
       letter-spacing: 0.12em;
       text-transform: uppercase;
       color: var(--gold);
       font-weight: 500;
       margin-bottom: 12px;
   }

   .section-title {
       font-family: 'Cormorant Garamond', serif;
       font-size: clamp(2rem, 3.5vw, 2.8rem);
       font-weight: 600;
       color: var(--bark-deep);
       line-height: 1.15;
       margin-bottom: 16px;
   }

   .section-sub {
       font-size: 1rem;
       color: var(--muted);
       max-width: 520px;
       font-weight: 300;
       line-height: 1.7;
   }

   .why-grid {
       display: grid;
       grid-template-columns: repeat(3, 1fr);
       gap: 24px;
       margin-top: 60px;
   }

   .why-card {
       background: var(--warm-white);
       border: 1px solid var(--border);
       border-radius: 20px;
       padding: 36px 28px;
       transition: transform 0.2s, box-shadow 0.2s;
   }

   .why-card:hover {
       transform: translateY(-4px);
       box-shadow: 0 12px 40px rgba(74, 53, 32, 0.08);
   }

   .why-icon {
       width: 48px;
       height: 48px;
       background: var(--gold-light);
       border-radius: 14px;
       display: flex;
       align-items: center;
       justify-content: center;
       font-size: 1.3rem;
       margin-bottom: 20px;
   }

   .why-card h3 {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.2rem;
       font-weight: 600;
       color: var(--bark-deep);
       margin-bottom: 10px;
   }

   .why-card p {
       font-size: 0.88rem;
       color: var(--muted);
       line-height: 1.7;
       font-weight: 300;
   }

   /* SERVICES */
   .services-section {
       background: var(--bark-deep);
       padding: 100px 5%;
   }

   .services-section .section-label {
       color: var(--gold);
   }

   .services-section .section-title {
       color: var(--cream);
   }

   .services-section .section-sub {
       color: rgba(237, 229, 212, 0.7);
   }

   .services-grid {
       display: grid;
       grid-template-columns: repeat(3, 1fr);
       gap: 10px;
       margin-top: 60px;
       border-radius: 20px;
       overflow: hidden;
       border: 1px solid rgba(237, 229, 212, 0.1);
   }

   .service-item {
       background: rgba(255, 255, 255, 0.04);
       padding: 44px 40px;
       border: 1px solid rgba(237, 229, 212, 0.1);
       transition: background 0.2s;
   }

   .service-item:hover {
       background: rgba(255, 255, 255, 0.08);
   }

   .service-num {
       font-family: 'Cormorant Garamond', serif;
       font-size: 2.5rem;
       font-weight: 400;
       color: rgba(196, 154, 74, 0.4);
       line-height: 1;
       margin-bottom: 16px;
   }

   .service-item h3 {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.3rem;
       font-weight: 600;
       color: var(--cream);
       margin-bottom: 12px;
   }

   .service-item p {
       font-size: 0.88rem;
       color: rgba(237, 229, 212, 0.65);
       line-height: 1.7;
       font-weight: 300;
   }

   .service-tag {
       display: inline-block;
       margin-top: 16px;
       background: rgba(196, 154, 74, 0.15);
       color: var(--gold);
       font-size: 0.72rem;
       letter-spacing: 0.08em;
       text-transform: uppercase;
       padding: 5px 14px;
       border-radius: 40px;
       font-weight: 500;
   }

   /* PROCESS */
   .process-section {
       padding: 100px 5%;
       background: var(--cream-dark);
   }

   .process-steps {
       display: grid;
       grid-template-columns: repeat(4, 1fr);
       gap: 0;
       margin-top: 60px;
       position: relative;
   }

   .process-steps::before {
       content: '';
       position: absolute;
       top: 32px;
       left: 10%;
       right: 10%;
       height: 1px;
       background: var(--border);
   }

   .process-step {
       text-align: center;
       padding: 0 20px;
   }

   .step-circle {
       width: 64px;
       height: 64px;
       background: var(--warm-white);
       border: 2px solid var(--bark);
       border-radius: 50%;
       display: flex;
       align-items: center;
       justify-content: center;
       margin: 0 auto 20px;
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.2rem;
       font-weight: 600;
       color: var(--bark);
       position: relative;
       z-index: 1;
   }

   .process-step h4 {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.1rem;
       font-weight: 600;
       color: var(--bark-deep);
       margin-bottom: 8px;
   }

   .process-step p {
       font-size: 0.82rem;
       color: var(--bark-deep);
       line-height: 1.6;
       font-weight: 300;
   }

   /* TESTIMONIALS */
   .testimonials-section {
       padding: 100px 5%;
   }

   .testimonials-grid {
       display: grid;
       grid-template-columns: repeat(3, 1fr);
       gap: 24px;
       margin-top: 60px;
   }

   .testimonial {
       background: var(--warm-white);
       border: 1px solid var(--border);
       border-radius: 20px;
       padding: 32px 28px;
   }

   .stars {
       color: var(--gold);
       font-size: 0.85rem;
       margin-bottom: 16px;
       letter-spacing: 2px;
   }

   .testimonial blockquote {
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.05rem;
       font-style: italic;
       color: var(--bark-deep);
       line-height: 1.6;
       margin-bottom: 20px;
       font-weight: 400;
   }

   .testimonial-author {
       display: flex;
       align-items: center;
       gap: 12px;
       padding-top: 16px;
       border-top: 1px solid var(--border);
   }

   .author-avatar {
       width: 40px;
       height: 40px;
       border-radius: 50%;
       background: var(--gold-light);
       display: flex;
       align-items: center;
       justify-content: center;
       font-size: 0.8rem;
       font-weight: 600;
       color: var(--bark-dark);
   }

   .author-name {
       font-size: 0.88rem;
       font-weight: 500;
       color: var(--charcoal);
   }

   .author-location {
       font-size: 0.78rem;
       color: var(--bark-deep);
   }

   /* CTA BANNER */
   .cta-banner {
       margin: 0 5% 80px;
       background: var(--bark);
       border-radius: 28px;
       padding: 72px 64px;
       display: grid;
       grid-template-columns: 1fr auto;
       align-items: center;
       gap: 40px;
   }

   .cta-banner h2 {
       font-family: 'Cormorant Garamond', serif;
       font-size: clamp(1.8rem, 3vw, 2.4rem);
       font-weight: 600;
       color: var(--cream);
       margin-bottom: 12px;
       line-height: 1.2;
   }

   .cta-banner p {
       font-size: 0.95rem;
       color: rgba(247, 242, 234, 0.7);
       font-weight: 300;
   }

   .btn-light {
       background: var(--cream);
       color: var(--bark-deep);
       padding: 16px 36px;
       border-radius: 50px;
       font-family: 'DM Sans', sans-serif;
       font-size: 0.95rem;
       font-weight: 500;
       border: none;
       cursor: pointer;
       text-decoration: none;
       white-space: nowrap;
       transition: all 0.2s;
       display: inline-block;
   }

   .btn-light:hover {
       background: var(--gold-light);
       transform: translateY(-1px);
   }

   /* FOOTER */
   footer {
       background: var(--bark-deep);
       padding: 56px 5% 32px;
   }

   .footer-top {
       display: flex;
       justify-content: space-between;
       align-items: flex-start;
       margin-bottom: 48px;
       gap: 40px;
       flex-wrap: wrap;
   }

   .footer-brand .nav-logo {
       font-size: 1.4rem;
       margin-bottom: 10px;
       display: block;
       color: #cbd5e1;
   }

   .footer-brand p {
       font-size: 0.82rem;
       color: rgba(237, 229, 212, 0.55);
       max-width: 260px;
       line-height: 1.6;
   }

   .footer-brand img {
       width: 100%;
       max-width: 200px;
       background-color: white;
   }

   .footer-links h5 {
       font-size: 0.75rem;
       letter-spacing: 0.1em;
       text-transform: uppercase;
       color: var(--gold);
       margin-bottom: 16px;
       font-weight: 500;
   }

   .footer-links a {
       display: block;
       font-size: 0.88rem;
       color: rgba(237, 229, 212, 0.65);
       text-decoration: none;
       margin-bottom: 8px;
       transition: color 0.2s;
   }

   .footer-links a:hover {
       color: var(--cream);
   }

   .footer-bottom {
       border-top: 1px solid rgba(237, 229, 212, 0.12);
       padding-top: 24px;
       display: flex;
       justify-content: space-between;
       align-items: center;
       flex-wrap: wrap;
       gap: 12px;
   }

   .footer-bottom p {
       font-size: 0.78rem;
       color: rgba(237, 229, 212, 0.4);
   }

   .footer-license {
       font-size: 0.72rem;
       color: rgba(237, 229, 212, 0.3);
       max-width: 400px;
       text-align: right;
       line-height: 1.5;
   }

   /* Form CSS*/
   :root {
       --primary: #3b559e;
       --secondary: #64748b;
       --success: #16a34a;
       --error: #dc2626;
       --bg: #f1f5f9;
   }

   body {
       background: var(--bg);
       color: #1e293b;
   }

   .form-card {
       background: white;
       max-width: 550px;
       margin: 0 auto;
       padding: 2.5rem;
       border-radius: 12px;
       box-shadow: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
   }

   .header {
       text-align: center;
       margin-bottom: 2rem;
   }

   .header h1 {
       color: var(--primary);
       margin-bottom: 0.5rem;
       font-size: 1.5rem;
   }

   .header p {
       font-size: 0.95rem;
       color: var(--secondary);
       line-height: 1.4;
   }

   .progress-container {
       margin-bottom: 2rem;
   }

   .progress-text {
       display: flex;
       justify-content: space-between;
       font-size: 0.8rem;
       font-weight: bold;
       margin-bottom: 5px;
   }

   .progress-bar {
       height: 6px;
       background: #e2e8f0;
       border-radius: 10px;
       overflow: hidden;
   }

   #fill {
       height: 100%;
       width: 50%;
       background: var(--primary);
       transition: 0.4s ease;
   }

   .step {
       display: none;
   }

   .step.active {
       display: block;
       animation: fadeIn 0.4s ease;
   }

   @keyframes fadeIn {
       from {
           opacity: 0;
           transform: translateY(10px);
       }

       to {
           opacity: 1;
           transform: translateY(0);
       }
   }

   .field {
       margin-bottom: 1.25rem;
       position: relative;
   }

   label {
       display: block;
       font-size: 0.9rem;
       font-weight: 600;
       margin-bottom: 0.4rem;
   }

   input,
   select {
       width: 100%;
       padding: 0.8rem;
       border: 1px solid #cbd5e1;
       border-radius: 6px;
       box-sizing: border-box;
       font-size: 1rem;
       transition: all 0.2s;
   }

   input.invalid,
   select.invalid {
       border-color: var(--error);
       background-color: #fffafb;
   }

   .error-msg {
       color: var(--error);
       font-size: 0.75rem;
       margin-top: 4px;
       font-weight: 500;
       display: none;
   }

   .invalid+.error-msg {
       display: block;
   }

   .hidden-field {
       display: none !important;
   }

   .grid {
       display: grid;
       grid-template-columns: 1fr 1fr;
       gap: 1rem;
   }

   .btn-group {
       display: flex;
       gap: 1rem;
       margin-top: 2rem;
   }

   button {
       flex: 1;
       padding: 1rem;
       border: none;
       border-radius: 6px;
       font-weight: bold;
       cursor: pointer;
       transition: transform 0.1s, opacity 0.2s;
   }

   .btn-next {
       background: var(--primary);
       color: white;
   }

   .btn-back {
       background: var(--secondary);
       color: white;
   }

   button:disabled {
       opacity: 0.5;
       cursor: not-allowed;
   }

   #form-status {
       margin-top: 1rem;
       text-align: center;
       font-weight: bold;
       display: none;
   }

   #form-submitted {
       margin-top: 1rem;
       font-family: 'Cormorant Garamond', serif;
       font-size: 1.25rem;
       text-align: center;
       font-weight: bold;
       display: none;
   }

   #form-submitted .nav-logo {
       font-family: 'DM Sans', serif;
   }

   #form-submitted a {
       font-family: 'DM Sans', serif;
       color: var(--gold);
       text-decoration: none;
   }

   .privacy-note {
       text-align: center;
       font-size: 0.8rem;
       color: var(--secondary);
       margin-top: 1.5rem;
   }

   /* RESPONSIVE */
   @media (max-width: 900px) {
       .hero {
           grid-template-columns: 1fr;
           padding-top: 100px;
       }

       .hero-form-card {
           margin: 48px auto 0;
           max-width: 100%;
       }

       .why-grid,
       .testimonials-grid {
           grid-template-columns: 1fr;
       }

       .services-grid {
           grid-template-columns: 1fr;
       }

       .process-steps {
           grid-template-columns: repeat(2, 1fr);
           gap: 40px;
       }

       .process-steps::before {
           display: none;
       }

       .cta-banner {
           grid-template-columns: 1fr;
           padding: 48px 36px;
       }

       .hero-stats {
           flex-wrap: wrap;
           gap: 24px;
       }
   }

   /* SCROLL ANIMATION */
   .fade-in {
       opacity: 0;
       transform: translateY(20px);
       transition: opacity 0.6s ease, transform 0.6s ease;
   }

   .fade-in.visible {
       opacity: 1;
       transform: translateY(0);
   }